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Student Loan Consolidation
School Loan Consolidation is a practical repayment tool that refinances your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our student loan consolidation calculator.
Federal Loan Consolidation
Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.
Private Loan Consolidation
Our private student loan consolidation program offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.
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How much can you save each month?
If you consolidate student loans right now, you could save hundreds of dollars a month. Here's a quick chart showing how much you could save on your monthly payments:
| Total Loans | Current Payment | After Consolidation | Monthly Savings |
|---|---|---|---|
| $30,000.00 | $342.48 | $227.22 | $115.26! |
| $40,000.00 | $456.64 | $275.10 | $181.53! |
| $50,000.00 | $570.80 | $343.88 | $226.92! |
| $75,000.00 | $856.20 | $483.96 | $372.24! |
| $100,000.00 | $1,141.59 | $645.28 | $496.32! |
Savings shown are based on the current Stafford Loan interest rate of 6.8%; borrowers in grace periods, with student loans other than Stafford (i.e. PLUS or Perkins loans), or with Stafford Loans older than July 1, 1998, will have different interest rates.
Student Loan Consolidation Blog 
Economic Hardship Deferment
Oct 3 2008
“I can’t pay my bills, help!” I hear that unwanted phrase at least 10 times a day, and many others who don’t actually say it are thinking it. I can hear it in their voice....
Consolidation Does Not Require Multiple Loans
Sep 23 2008
Here is my consolidation question of the day!
Question: I only have one private loan so I can’t consolidate, right?
Answer: WRONG! Loan consolidation is viewed as a debt management tool. The purpose is to extend your...
